Looking for ACA Health Insurance for 2019? Here’s What to Expect

It’s time for consumers who buy their own health insurance to start shopping for policies for next year. Open enrollment for Affordable Care Act coverage started Nov. 1 across most of the country.

But the shopping and buying experience will vary widely, depending on where people live.

In California, for example, where political leaders have always been supportive of the Affordable Care Act, legislators have allocated $100 million for outreach… Read More at NPR.org

Dr. Marc Siegel: ObamaCare Is Here to Stay, But Improving Under Trump Administration

To insurance companies, it means a barely profitable albatross. The law mandates that they cover patients with pre-existing conditions who wait until they are sick to sign up, and provide blanket coverage for 10 essential benefits.

Small insurers can’t make ObamaCare profitable and most don’t even try, whereas large insurers try but usually give up. Consequently, according to the Heritage Foundation, choice and competition in the state exchanges continue to shrink… Read More at Fox News

 

Obamacare Early Enrollment Rate Drops in First Sign-up Season Since GOP Changes

Obamacare sign-ups on the federal health insurance marketplace fell by 20.4 percent in the first two weeks of this enrollment season compared to last year, according to new federal data.

The tally is being closely watched because fiscal 2019 will be the first year since 2013 in which Americans will not be penalized for failing to have some form of health insurance coverage… Read More at CNBC.com

How to Sign Up For Health Insurance Under the Affordable Care Act During the 2018 – 2019 Open Enrollment Season

Sign up for “TrumpCare” between November 1 and December 15, 2018 to get health coverage and cost assistance for 2019. Get covered at Healthcare.gov.

Key Dates For Open Enrollment 2019

To sign up for TrumpCare you must choose whether you want short-term coverage or comprehensive coverage that qualifies for cost assistance based on income.

There is no enrollment period for short term, however comprehensive coverage that qualifies for cost assistance based on income must be purchased during open enrollment.

Below are key enrollment dates about open enrollment 2019 (the enrollment period for 2019 coverage).

  • November 1, 2018. Open Enrollment begins.
  • December 15, 2018: Open Enrollment ends (extensions may be granted).
  • January 1, 2019: The earliest a plan purchased during open enrollment can start.

TIP: In most states there is no fee for not having health coverage, however in a few states there is. Make sure you understand your state rules before going without health coverage in 2019. See states with an individual mandate and fee… Read More at Obamacarefacts.com.

Suddenly, Vulnerable House Republicans No Longer Bash Obamacare on Their Websites

If you visited Rep. Cathy McMorris Rodgers’, R-Wash., campaign website in 2014, you would have had no doubt what she wanted to do with Obamacare. She wanted to kill it.

Four years later, Rodgers’ hatred for President Obama’s signature domestic law has not just softened on her campaign website, it’s disappeared. Her site today doesn’t make reference to the Affordable Care Act under the healthcare section. Instead, it refers to Rodgers “getting a ten-year extension for children’s health care funding” and her support for “more doctors in rural communities.”… Read More at The Daily Beast

Kevin Brady Sees Vote to Nix Obamacare Taxes Slipping Past Midterm Elections

House Ways and Means Committee Chairman Kevin Brady suggested Tuesday that the House won’t have enough time this week to vote on a bill that delays or repeals key parts of Obamacare, meaning that the legislation won’t be passed until after the midterm elections.

Brady told reporters at the Capitol that a recess in the House due to Hurricane Florence could mean the Save American Workers Act of 2018 will not be considered until a lame duck session of Congress after the 2018 midterm elections. The House is expected to recess after this week for the whole month of October to give members more time to campaign before the elections in early November… Read More at Washington Examiner

Obamacare a Central Issue in State Attorney General Races

For years, congressional Republicans vowed to repeal the Affordable Care Act.

In a case sending shock waves through midterm election campaigns, Republican attorneys general across the country might be poised to make good on that promise.

Both political parties expect record-breaking fundraising for the 30 contested elections for state attorneys general this year. Democrats aim to translate narrow public support for the Affordable Care Act — a Fox News poll last month showed 51 percent of Americans viewed the health care law favorably — into the votes needed to seize a handful of posts held by Republicans… Read More at USA Today

Trump Administration Makes It Easier to Avoid Obamacare Tax Penalty

The Centers for Medicare and Medicaid Services announced on Wednesday a new opportunity for those who failed to have health insurance in 2018 to avoid a hit on their taxes.

Under the Affordable Care Act, the so-called individual mandate required nearly all Americans to have some form of health insurance coverage or face a tax penalty. Traditionally, individuals were eligible for a hardship exemption from the penalty only under certain circumstances, such as homelessness, domestic violence, or natural disasters. Documentation needed to be submitted to qualify for the exemption.

The new policy allows hardship exemptions to be claimed for more general financial burdens and also eliminates the need to provide “the documentary evidence or written explanation generally required,” the CMS said in a statement… Read More at CNBC

Health Insurance Scams Soar Amid Obamacare Changes

President Donald Trump has vowed to dismantle Obamacare — and con artists have been listening. Earlier this year, the government nixed the so-called individual mandate that required all Americans to buy health insurance or pay a tax penalty. And last month, new rules were adopted that allow millions of people to buy cheaper “temporary” health policies if they don’t get coverage through work.

That has created a boom in health insurance scams, experts say. Health care-related cons didn’t even register among the top 10 scams as recently as February, but they now account for nearly one-quarter of all illegal computer-generated calls, according to YouMail, a free robocall blocking service for cell phones… Read More at CBS News

Trump Administration Warns of ‘Chaos’ if Obamacare Is Blocked Too Soon

The Trump administration isn’t defending Obamacare from a legal attack that could finally slay the embattled health-care law, but the federal government cautioned Wednesday that an immediate and nationwide halt may trigger “chaos.”

Unlike the state of Texas, which urged a federal judge to block the Affordable Care Act right away, the Justice Department wants a court order not to take effect before Jan. 1, when the provision requiring people to pay a tax if they don’t have insurance is phased out.

Blocking Obamacare before January would “cause chaos in the insurance market,” Deputy Assistant Attorney General Brett Shumate told U.S. District Judge Reed O’Connor… Read More at Bloomberg