The Trump administration on Thursday proposed new rules to let certain small businesses and trade groups band together to buy health care, in its latest move that could weaken Obamacare’s insurance marketplaces.
The expansion of so-called association health plans is part of a broader effort to encourage the rise of cheaper coverage options that are exempt from certain Obamacare patient protections and benefit rules.
Just when Americans thought the Obamacare repeal effort was dead and buried, President Donald Trump has exhumed it. The president says he wants a deal on health care before moving on to tax reform and other priorities. The White House is pushing for another vote on a new bill in the coming days.
The trouble is, Trump hasn’t publicly demonstrated an ability to add or subtract provisions, or assemble a bipartisan coalition, to make a good deal happen.
Last year, residents in Pinal County, Arizona, came close to facing a unique dilemma when they headed to Healthcare.gov to sign up for insurance. The county was the only place in the country where there would be no tax-subsidized insurance plans for customers to buy, meaning those without an employer-provided plan would have to foot the bill on their own, go uninsured or look for an alternative arrangement lacking the extensive coverage required under President Barack Obama’s health care law.
The lack of subsidized plans came after a string of marketplace exits by insurers that left a third of U.S. counties – most of them rural – with only one health insurer in the area. To make matters worse, rates for midlevel plans under Obamacare would be rising on average by more than 20 percent.
President Trump is doing his best to put a good face on defeat in his party’s attempt to replace the Affordable Care Act, also known as Obamacare.
His strategy is simple: declare that the law is failing. And he is selling that message in his own distinctly Trumpian way: concocting it out of simple, bold words and then hammering that message home, over and over: Obamacare, in his words, will “explode.”
In his first address to a joint session of Congress, President Donald Trump on Tuesday night is expected to explain how he will overhaul the Affordable Care Act.
Americans, especially those who are sick, have a complicated relationship with Obamacare. For some, the law has eased their burdens. For others, their health insurance struggles have continued.
The Republicans are in a dither. They have long promised to repeal Obamacare and now they have the power to follow through. The problem? They don’t have an adequate plan for replacement that will placate the people who voted them into power. What can they do?
Obamacare had many problems – it did nothing to reduce costs and severely added to the complexity of the health care system. The benefits of lowering the number of uninsured people, free preventive care, and the promise of guaranteed coverage did not mitigate the pain of continually rising premiums, higher out of pocket costs, and high prescription costs. Insurance became more difficult to understand and purchase and the health care system continued to be a nightmare to navigate. This was a recipe for disaster.
Unfortunately, the plans put forth by the GOP to date will not address these issues either.
As they race to repeal large parts of the Affordable Care Act (also known as Obamacare), President-elect Donald Trump and congressional Republicans are leaving behind nearly everyone but their base voters and a handful of conservative activists.
Not a single major organization representing patients, physicians, hospitals or others who work in the nation’s healthcare system backs the GOP’s Obamacare strategy.
Donald Trump’s campaign vow to repeal Obamacare is now fast-tracked in Congress and will embraced by his nominees to run the Department of Health and Human Services (HHS).
But the promise will also have another intended consequence if fully repealed: It will severely damage Medicare, which Republicans also fervently want to dismantle and privatize.
Before Obamacare, it could be hard to buy your own insurance if you’d already had a health problem like cancer. An insurance company might have decided not to sell any insurance to someone like you. It might have agreed to cover you, but not cover cancer care. Or it might have offered you a comprehensive policy, but at some incredibly high price that you could never have paid.
Donald J. Trump says he wants to do away with much of Obamacare, but he has signaled that parts of the law that banned those practices are good policy he’d want to keep. “I like those very much,” he told The Wall Street Journal last week about the law’s rules that prevent discrimination based on pre-existing conditions.
President-elect Donald Trump says he wants to repeal ObamaCare but keep the protections for people with pre-existing conditions. Achieving that will be easier said than done.
Insurance companies warn that requiring them to cover anyone, regardless of their health status, could have disastrous consequences if not paired with the right policies.