Out-of-Pocket Health Spending Dropped by Nearly 12 Percent — But Premiums Rose After Obamacare Rolled Out

  • Out-of-pocket spending on health care dropped by an average of 12 percent in the two years after Obamacare was fully implemented.
  • But household spending on health insurance premiums jumped by an average of 12 percent during the same time.
  • The poorest households saw the biggest savings as a result of the Affordable Care Act, largely as a result of the expansion of Medicaid benefits.