Obamacare Time Bomb: Heirs May Face Bill for Your Healthcare

Millions of new enrollees are signing up for Medicaid because of its expansion under Obamacare, but many will be shocked to learn that their estates can be held liable for the costs of their healthcare.

As part of the 1993 budget reconciliation bill, Congress required states to implement the Medicaid Estate Recovery Program (MERP) to seek reimbursement of payments for nursing homes and long-term care facilities.

Obamacare, officially known as The Affordable Care Act, greatly expanded the services for which reimbursement can be pursued, and states can now use liens to recover money spent by Medicaid for services beyond long-term care.

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