Obamacare Premiums Vary Greatly by State, City

Under Obamacare, depending on where you live and what kind of plan you select, the insurance rate you’ll pay will vary greatly. For example, a 40-year-old earning $50,000 and choosing the medium-priced “silver” plan would pay, on average, $328 a month. Some will pay a lot more, some a lot less, depending on their location. But¬†addition to the state-to-state differences, rates vary from city to city within the state. In New York City, a 40-year-old making $50,000 a year would pay an average of $415, but upstate in Ithaca, N.Y., the average is $446, or $372 more a year.

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